VA

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VA loans are designed to provide assistance in purchasing a home for United States Veterans. In most cases, no down payment is required (unless required by the lender or the purchase price is more than the reasonable value of the property) and the parameters for attaining the loan are less stringent. VA guaranteed loans are made by private lenders to eligible veterans for the purchase of a home which must be for their own personal occupancy.

The Veterans Administration Loan Program is a program that allows you the flexibility to obtain the best possible rates in the market at any given time, and to insure you have the lowest monthly payment possible.

The VA Program offers:

•    100% Financing.
•    Upfront Mortgage Insurance (no monthly mortgage insurance).
•    Jumbo VA loan amounts are available.
•    VA loans are eligible up to $1,000,000 plus the VA Funding Fee.

Do You Qualify?

•    Buyers need to married.
•    No foreclosure/bankruptcy in the last seven years.
•    No late housing payments in the 12 months prior to the loan application.
•    Secondary or subordinate financing not allowed.
•    Must have full documentation plus VA eligibility.

Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage professional to help you analyze your financing options, and make sure the closing goes smoothly. As a loan officer with Wintrust Mortgage Corporation, I have the expertise and experience to get you the right mortgage, and to handle your transaction professionally. With my experience, and our rates and programs, you are sure to get the mortgage that is right for you.

Please remember to get me involved early on in your home-buying process. Starting the Process not only gives you a better idea of what you can qualify for, it also gives you a stronger negotiation position when you find the home of your dreams.